Jack Henry & Associates, Inc.

Technology · Information Technology Services

Overall research band Strong

Quality Strong

Valuation Strong

Balance sheet Exceptional

Market confirmation Strong

One-minute company read

What this report can tell you now

What the company does

Jack Henry & Associates, Inc. is a financial technology company headquartered in Monett, Missouri, that provides technology solutions and payment processing services to financial institutions and corporate entities. The company operates through four segments: Core, which delivers core information processing platforms for banks and credit unions; Payments, offering secure payment processing tools and services such as ATM, ACH origination, remote deposit capture, risk management, and debit/credit card processing; Complementary, providing software and hosted platforms for digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions; and Corporate and Other, which supplies hardware and related products. Its main products include the SilverLake system for commercial-focused banks, Symitar for credit unions, CIF 20/20 and Core Director for banks, the Banno Digital Platform, and a range of electronic payment solutions.

The current research profile is Quality at a Reasonable Price, with weak market confirmation. This is a starting point for investigation, not a forecast or recommendation.

Strongest visible signal

Recent market behavior is the strongest visible confirmation. Check whether it agrees with the underlying business evidence.

What to investigate next

Read the latest filing or company update, check the period behind the metrics, and investigate the dimension with the weakest band above.

Before you draw a conclusion

Read the latest filing or company update.
Check the financial period behind each metric.
Investigate the weakest score band and any missing evidence.

Headline fundamentals

A small set of signals worth checking

ROIC21.8%Model input; read with the evidence status and period context.

Operating margin23.9%Model input; read with the evidence status and period context.

Revenue CAGR · 4 years7.8%Model input; read with the evidence status and period context.

FCF margin24.8%Model input; read with the evidence status and period context.

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