Humana Inc.

Healthcare · Medical - Healthcare Plans

Overall research band Weak

Quality Weak

Valuation Very weak

Balance sheet Very weak

Market confirmation Exceptional

One-minute company read

What this report can tell you now

What the company does

Humana Inc. is a U.S.-based health and well-being company that operates through three main segments: Retail, Group and Specialty, and Healthcare Services. The company provides a broad range of medical and supplemental insurance plans directly to individuals, as well as fully insured commercial medical and specialized health coverage—including dental, vision, and ancillary benefits—for employer groups and individuals. Humana partners with government agencies, managing programs such as the CMS LI NET prescription drug program and delivering Medicaid, dual-eligible, and long-term care benefits through state contracts. The company also offers administrative services only (ASO) solutions and supports military personnel via contracts like TRICARE T2017 East Region. In addition to insurance, Humana delivers healthcare services such as pharmacy management, provider network services, and home-based care to both its own members and external clients.

The current research profile is Turnaround Candidate, with elevated leverage. This is a starting point for investigation, not a forecast or recommendation.

Strongest visible signal

Recent market behavior is the strongest visible confirmation. Check whether it agrees with the underlying business evidence.

What to investigate next

Read the latest filing or company update, check the period behind the metrics, and investigate the dimension with the weakest band above.

Before you draw a conclusion

Read the latest filing or company update.
Check the financial period behind each metric.
Investigate the weakest score band and any missing evidence.

Headline fundamentals

A small set of signals worth checking

ROIC4.6%Model input; read with the evidence status and period context.

Operating margin1.1%Model input; read with the evidence status and period context.

Revenue CAGR · 4 years11.6%Model input; read with the evidence status and period context.

FCF margin0.3%Model input; read with the evidence status and period context.

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