Home Bancshares, Inc.

Financial Services · Banks - Regional

Overall research band Above average

Quality Strong

Valuation Mixed

Balance sheet Exceptional

Market confirmation Strong

One-minute company read

What this report can tell you now

What the company does

Home Bancshares, Inc., headquartered in Conway, Arkansas, is the parent company of Centennial Bank, providing a comprehensive range of commercial and retail banking services. Through its network of 160 branches across Arkansas, Florida, Alabama, and New York City, the company serves businesses, property developers and investors, individual customers, and local government entities. Its offerings include various deposit products such as checking, savings, money market accounts, and certificates of deposit, as well as a wide array of lending options covering non-farm/non-residential real estate, construction and land development, residential mortgages, consumer loans, agricultural financing, and commercial and industrial loans. Centennial Bank also delivers digital banking solutions, cash management, overdraft protection, direct deposit, automated transfers, safe deposit box rentals, and access to U.S. savings bonds. Additionally, the company underwrites commercial and personal insurance policies, including property, casualty, life, health, and employee benefits.

The current research profile is Financial Company, with high valuation support. This is a starting point for investigation, not a forecast or recommendation.

Strongest visible signal

Recent market behavior is the strongest visible confirmation. Check whether it agrees with the underlying business evidence.

What to investigate next

Read the latest filing or company update, check the period behind the metrics, and investigate the dimension with the weakest band above.

Before you draw a conclusion

Read the latest filing or company update.
Check the financial period behind each metric.
Investigate the weakest score band and any missing evidence.

Headline fundamentals

A small set of signals worth checking

Operating margin43.8%Model input; read with the evidence status and period context.

Revenue CAGR · 4 years16.3%Model input; read with the evidence status and period context.

FCF margin27.4%Model input; read with the evidence status and period context.

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